Acadia Parish Insurance Agent Malpractice Lawyer

Acadia Parish Insurance Agent Malpractice Attorney

Given the aftermath of Hurricane Laura and Hurricane Delta, Acadia Parish residents are no strangers to filing insurance claims. However, many insurance agents are affected by malpractice claims. These accusations can damage their professional reputation and even result in licenses being taken away. An Acadia Parish insurance agent malpractice lawyer might be needed in these circumstances.

Experienced Insurance Malpractice Defense Lawyers in Acadia Parish

Gibson Law Partners, LLC, has been in the malpractice defense business for decades. We have seen landmark laws that regulate malpractice claims come into effect. This experience has helped us defend professionals of all disciplines against unfair claims made against them.

Why Am I Facing an Insurance Malpractice Claim?

Insurance malpractice claims are filed for many different reasons. There are too many to list here, but the most common ones include:

• Misrepresentation: This is a broad term that can include multiple different actions. Anyone applying for an insurance license has to represent themselves accurately. This includes reporting any criminal history on your application. Misrepresentation can also apply to how you communicate the terms of an insurance policy or an application to a customer.
• Activities beyond your license: There is a strict list of things that insurance agents can and cannot do with a professional license. If you choose to perform actions outside of your license, this can lead to a formal claim against you. This includes issuing types of insurance you are not licensed for.
• Criminal history: Anyone applying for an adjuster license in Louisiana has to report any criminal convictions they have received in the past. If you are convicted of a crime after receiving your license, you have to report these new crimes to prevent an insurance malpractice claim against you.
• Fraud: This term applies to many different actions. It includes acting in an unethical way to get people to buy insurance. It also includes lying to customers in order for them to sign up for a specific policy. Other crimes, such as forging signatures or identity documents, are also included.
• Helping others commit crimes: Legally, this action is called aiding and abetting. Even if you are not directly committing criminal actions, simply helping someone else commit them can still lead to penalties against your license. It might also lead to criminal penalties.

As of 2024, the average income for claims adjusters, examiners, and investigators was $76,790. This income can be put into jeopardy without the help of an experienced Acadia Parish insurance agent malpractice attorney.

How Does the Malpractice Claim Process Work?

In Louisiana, complaints are filed through the Louisiana Department of Insurance. Each complaint is assigned an examiner from the department to make sure that it is resolved.

If a customer filed a complaint against you, the examiner will send a copy of it to you. They will need more context regarding the situation and the details involved.

Once you provide this information, the examiner then reviews it to evaluate how to resolve the issue. They might follow up with additional communication to you, the customer, or both.

After the examiner completes the investigation, they send a letter to all parties. If the complaint was resolved in a satisfactory manner without any rules being broken, the examiner will probably close the case without further action.

They might choose to continue the investigation if the examiner believes that the complaint has not been effectively resolved.

If the examiner finds evidence of actions that go against the rules of the license, the Louisiana Department of Insurance will step in. They have the ability to take action against the insurance agent to correct the situation.

Why Hire an Insurance Agent Malpractice Lawyer?

Don’t ignore claims from the Louisiana Department of Insurance. Instead, hire an insurance agent malpractice lawyer who understands the pressure you are facing. They can help you find a solution that benefits all parties and prevents further action against your license.

Why Choose Us?

We have helped many different kinds of professionals at Gibson Law Partners, LLC. Our firm has protected the licenses of many insurance agents, lawyers, and other professionals just trying to earn a living. Our malpractice defense experience can help ensure you can keep working to support your business and your family.

FAQs

What Is the Insurance Agent Malpractice Process?

The insurance agent malpractice process includes a consumer filing a complaint with the Louisiana Department of Insurance. An examiner from the department will contact you to respond to the individual directly. If the examiner finds that the complaint has not been completely resolved, there might be further action taken against you.

Do I Need an Attorney for an Insurance Agency Malpractice Claim?

You are not legally required to have an attorney for an insurance agency malpractice claim. However, you most likely need an attorney to protect yourself and prevent disciplinary actions from being taken against you. A skilled attorney can review why you are being accused of malpractice and find evidence to contradict these claims.

Why Am I Being Accused of Insurance Agent Malpractice?

You could be accused of insurance agent malpractice due to many different reasons. Some of the most common include misrepresenting your credentials or participating in activities that go beyond what you are legally allowed to do with your license. A criminal history or new criminal charges might also be relevant in an insurance agent malpractice case.

What Happens if I Am Found to Be Guilty of Insurance Agent Malpractice?

In Acadia Parish, if you are found to be guilty of insurance agent malpractice, you can be penalized in multiple ways. You might be required to pay fines to the victims of the malpractice or to the court. It is also possible that your license is suspended or revoked, depending on the severity of the actions. To reduce the possible consequences, speak with an attorney.

Protect Yourself in High-Stakes Cases

There were 365,300 claims adjusters, investigators, examiners, and appraisers in the United States in 2024. Many of these individuals experience malpractice claims against them. When this happens, it is crucial to have experienced legal professionals working on your case. Schedule a consultation with Gibson Law Partners, LLC, to learn more.